Legacy Financial at Cross Country Mortgage. Call 817-860-3232

You Are About To Discover All The Information You Need 
To Make An Informed Decision About Obtaining Texas Mortgage Loans!

Dear Neighbor,

I would like to introduce myself to you.  I am Joy Bates with The Legacy Group of CrossCountry Mortgage.  Thank you for taking the time to visit our website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage.  I am a Mortgage Lender serving the entire state of Texas.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Texas or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the Texas home mortgage loan program best suited to your financial needs.

Right now is the absolute best time to take advantage of historically low interest rates.  Whether you are a first time homebuyer or looking to save money by refinancing, I have the right program for you.  

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the mortgage loan you need for the home you want.

Fill-out a FREE No-Obligation Secure Online Loan Application, or call us in our Arlington, Texas office at 817-860-3232.  I am here to help you with all your mortgage needs.



Photograph of Joy Bates
Joy Bates
Nationally Recognized 
Mortgage Expert

Joy & her team are the best. Even when things were getting really stressful no matter the questions, time of day, early morning & late late nights she was there. I would highly recommend her & this company. We can't express our gratitude enough.

- Tabitha C.

We have absolutely nothing but praise to sing for Joy and her team. We are completely satisfied. Her processor, likewise was nothing but a great help. Blessings and thanks very much!

- Christopher C.

The Legacy Group is AWESOME!!!!!!. They were there every step of the way. Whether it was documents needed, assisting in other facets of loan, present at closing and We LOVED our gift. Always pleasant and polite. Would definitely refer.

- Maurice K.

Joy and her team at The Legacy Group were fantastic! Joy was very patient, as a first time home buyer I had a ton of questions, and always available to answer any and all questions I had. Again, Joy was amazing and I have already recommended The Legacy Group to a couple of my friends. Thanks again Joy and the team at The Legacy Group!

- Daniel L.

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